Financial Services · Second use case

Built from a problem banking has understood for decades.

Financial institutions have long needed historical, present and future state information about customers, accounts, products, transactions and relationships.

Source foundation

Temporal data is a measured cost, not an abstraction.

Gartner's 2008 research identified temporal data management as a significant banking problem and reported client estimates that temporal handling could represent 20%-40% of application development and transformation costs. The same temporal evidence principles can support modern AI and financial-system assurance.
  • Credit Decisions

    What information and policy applied when credit was granted or declined?

  • Fraud & Financial Crime

    What information was available when a transaction or customer was flagged?

  • Pricing

    Which rates, balances, customer state and pricing rules applied?

  • Payments

    Which rules and system state existed when an authorisation or risk decision occurred?

  • Customer Records

    Distinguish when something was true from when the bank learned it.

  • AI in Banking

    Create evidence around AI-assisted financial decisions.

Financial services is presented as a second use case and roadmap vertical built on the common temporal evidence platform. It is not a fully delivered banking product at launch.

Strategic engagement

Government, banking or technology stakeholder?

We are currently developing the Safe Haven architecture and exploring potential pilot, policy, infrastructure and funding partnerships.